A USDA (U.S. Department of Agriculture) Loan may be a great option for you if:

• You’re a first-time or repeat homebuyer
• You want a 0% down payment
• You’re interested in buying or building a home in an eligible “rural area,” which includes many suburban areas fairly close to cities
• You’re a low- to moderate-income buyer.

USDA Loan benefits and features:

• Borrower’s income: Can’t exceed the USDA Rural Development limits for the area.
• Down payment: Minimum is 0%. The one-time USDA guarantee fee can be included in the loan financing. Mortgage insurance is required.
• Credit score minimum is usually 640.
• Eligible properties include single-family homes, new construction, modular homes, planned unit developments (PUDs), and eligible condominiums.
• Gifts and grants permitted from family or government assistance agencies.
• Other requirements and conditions apply.

New Venture Home Loans

New Venture Home Loans Preferred Payment Plan on select Jumbo Mortgages could reduce your interest rate by 0.250%.

Shorter turn times: New Venture Home Loans Jumbos don't have the long turn times of big banks.

Other requirements and conditions apply.

apply now!